Papers by Doris Padmini Selvaratnam
The Effect of Average Years of Schooling on GDP Per Capita Change Rate: Evidence from Malaysia
International journal of social science and human research, Jun 17, 2024

Discover sustainability, Apr 21, 2024
Technology is paving innovative ways to provide financial services and improve the efficiency of ... more Technology is paving innovative ways to provide financial services and improve the efficiency of financial systems. Since it is a dynamic field of research, it is important to look back on the ever-changing field of financial technology. This paper aims to analyse the existing research on financial technology through a bibliometric approach. The data were gathered from the Scopus database using secondary sources, and the analysis is presented descriptively along with sciencemapping techniques. This paper offers an overview of the influential journals, authors, and organizations contributing to financial technology research. The study focuses on citation, cocitation, bibliographic coupling, and coauthorship analysis within the collected corpus. It is worth noting that this study is limited by the use of only one database, Scopus and excludes grey literature, this could lead to skewed results but this can be an arena for future research.

Journal of Administrative Science, 2021
Volunteering culture is crucial in shaping the nation's unity in navigating the global setting, e... more Volunteering culture is crucial in shaping the nation's unity in navigating the global setting, especially in a country with multiple ethnicity, culture and religion such as Malaysia. The objective of this study is to understand the volunteering culture practiced by Dapur Jalanan Kuala Lumpur (DJKL) and its ethnography. The data is obtained through the ethnography approach as a participant and observer, together with a set of questionnaires distributed to 295 volunteers affiliated with DJKL. Aside from that, an interview is conducted with a few of DJKL's full-time volunteers and homeless people located at Jalan Panggong. Based on the statistics, a majority of DJKL's volunteers consisted of young women. Besides, DJKL accepts first-timer volunteers for the volunteering programs run by nongovernmental organizations (NGO) at the rate of 69 percent, while the remaining 93 percent are volunteers who are not affiliated with any of the established NGOs. The ethnography pattern shows that DJKL practices volunteering activities with an emphasis on environment, ethics, arts and culture. This study suggests an establishment of a 'volunteer pool' to increase the participation of full-time volunteers and collaborate with university students' societies to enhance the volunteering culture. On the final note, a statistic unit for DJKL should be established to allow a more consistent and systematic data management to take place in the organization.

Zenodo (CERN European Organization for Nuclear Research), Jun 15, 2023
The challenges brought by global aging make countries begin to pay attention to and pay attention... more The challenges brought by global aging make countries begin to pay attention to and pay attention to the role of deferred retirement initiatives. At present, China's social medical insurance system has not been reformed, and the retirement age policy formulated in the 1950s obviously does not meet the needs of China's economic development. China is in urgent need of a new delayed retirement policy. In this paper, using 2014 CLHLS data, the study found that working age affects the health of the elderly, and there is a negative correlation between age and health. According to the findings, the social medical insurance system has a favourable impact on the health of the elderly, and there is no direct evidence that it can reduce the mortality rate. The social health insurance system and the proposal to postpone retirement interact with one another.

Zenodo (CERN European Organization for Nuclear Research), Jun 24, 2023
China has the largest group of elderly people in the world. With the deepening of aging in China,... more China has the largest group of elderly people in the world. With the deepening of aging in China, having a healthy lifestyle is an indispensable key factor to achieve healthy aging. In order to explore the health status and the influencing factors of the health status of the elderly in China, this paper takes the healthy behaviors characteristics of the elderly in China as the research object and uses the data of the Chinese general social survey (CGSS) in 2021 to study the health status of the elderly and the influencing factors of healthy behaviors on their healthy lifestyle. It is found that sports and mental health behaviors have a positive and significant impact on their healthy lifestyle. Based on the conclusion, this paper puts forward relevant suggestions in order to further improve the health level and health awareness of the elderly, and improve the elderly's quality of life.

Zenodo (CERN European Organization for Nuclear Research), Jul 13, 2023
This research examines the influence of housing policy on individuals' decisions to purchase hous... more This research examines the influence of housing policy on individuals' decisions to purchase houses in China. The study considers various factors, including disposable income, GDP, national property tax, and the urban registered unemployment rate, and analyzes their impact on housing purchase decisions through regression analysis. The findings indicate that disposable income is the primary driving factor behind the decision to buy a house in China. Higher per capita disposable income among urban and rural residents reflects increased financial capability, leading to a greater propensity to purchase houses. Moreover, an increase in GDP demonstrates a positive influence on housing purchase decisions, as economic growth and higher income levels correspond to increased willingness to buy houses. However, the introduction of national property tax has shown a certain negative impact on the decision to buy a house, potentially due to the increased cost associated with purchasing a property. Notably, the relationship between the urban registered unemployment rate and housing purchase decisions remains less clear. Overall, these findings contribute to a better understanding of the role of housing policy and various socioeconomic factors in shaping people's decisions to buy houses in China.
International journal of social science and human research, Jul 12, 2023
This study examines the relationship between family education expenditure and education equalizat... more This study examines the relationship between family education expenditure and education equalization, focusing on the role of social policy in promoting educational opportunities for all. The research finds a positive correlation between education equalization and family education expenditure, indicating that increased investment in education by families contributes to greater equity in educational outcomes. Through a survey of parents of students, it is observed that there is a positive relationship between education equalization and family education expenditure. This suggests that parents who prioritize education and allocate more resources towards it tend to support policies and initiatives aimed at reducing educational disparities and promoting equal access to quality education for all students.
Zenodo (CERN European Organization for Nuclear Research), Jul 17, 2023
Based on the basic theory of health care coverage and using the research methodology of health ec... more Based on the basic theory of health care coverage and using the research methodology of health economics, this study analyses the level of health care coverage in Malaysia based on the ratio of health care coverage expenditures as a percentage of GDP over the past 21 years and actual data from countries around the world. The results show that Malaysia is higher than the average level of South Asia and lower than high-income countries. Finally, based on the current situation of the level of health care coverage in Malaysia, policy recommendations are made to promote health care coverage.

Impact of COVID-19 on Global Economy
SpringerBriefs in Economics, 2020
As the whole domain of our world struggles to encounter the COVID-19 pandemic, its effect on the ... more As the whole domain of our world struggles to encounter the COVID-19 pandemic, its effect on the global economy is increasing—with the OECD cautioning, the present pandemic poses the biggest threat to the international economy after great recession in 2008–2009. UNCTAD, the United Nation’s Trade and Development Agency, already cautioned of a depression of global growth rate to below 2% in 2020, which may eventually rub out USD 1 trillion off the total worth of the global economy (https://news.un.org/en/story/2020/03/1059011). Richard Kozul–Wright, Director, Division on Globalization and Development Strategies, UNCTAD, commented—“We envisage a slowdown in the global economy to under two per cent for this year, and that will probably cost in the order of USD 1 trillion, compared with what people were forecasting back in September 2019”. On account of rising uncertainty regarding production and prices of crude oil, and by the way, the major stock indices collapsed above apprehensions regarding supply-chain disruptions that begun from China, Mr. Kozul–Wright also informed that some countries may likely to be left unharmed by the COVID-19 outbreak (https://news.un.org/en/story/2020/03/1059011) (Exhibit 3.1).
Zenodo (CERN European Organization for Nuclear Research), Jun 29, 2023
Global population aging is deepening, and how to reduce the proportion of aging population is an ... more Global population aging is deepening, and how to reduce the proportion of aging population is an issue of importance for every country. This paper uses literature research method to combine Maslow's hierarchy of needs theory and current policies by searching literature with theoretical works on coping with population aging, followed by analysis and research. The analysis and comparison reveals that Maslow's hierarchy of needs theory and current policies on population aging match, as well as the longer the course of population aging, the higher the hierarchy of needs, but most countries are currently at the third level of the theory, with few policies at higher levels.

This study aims to investigate the determinants of public health expenditure in Malaysia. An Auto... more This study aims to investigate the determinants of public health expenditure in Malaysia. An Autoregressive Distributed Lag (ARDL) approach proposed by Pesaran & Shin (1999) and Pesaran et al. (2001) is applied to analyse annual time series data during the period from 1970 to 2017. The study focused on four explanatory variables, namely per capita gross domestic product (GDP), healthcare price index, population aged 65 years and above, as well as infant mortality rate. The bounds test results showed that the public health expenditure and its determinants are cointegrated. The empirical results revealed that the elasticity of government health expenditure with respect to national income is less than unity, indicating that public health expenditure in Malaysia is a necessity good and thus the Wagner's law does not exist to explain the relationship between public health expenditure and economic growth in Malaysia. In the long run, per capita GDP, healthcare price index, population aged more than 65 years, and infant mortality rate are the important variables in explaining the behaviour of public health expenditure in Malaysia. The empirical results also prove that infant mortality rate is significant in influencing public health spending in the short run. It is noted that macroeconomic and health status factors assume an important role in determining the public health expenditure in Malaysia and thus government policies and strategies should be made by taking into account of these aspects.

International journal of social science and human research, Jun 16, 2023
The challenges brought by global aging make countries begin to pay attention to and pay attention... more The challenges brought by global aging make countries begin to pay attention to and pay attention to the role of deferred retirement initiatives. At present, China's social medical insurance system has not been reformed, and the retirement age policy formulated in the 1950s obviously does not meet the needs of China's economic development. China is in urgent need of a new delayed retirement policy. In this paper, using 2014 CLHLS data, the study found that working age affects the health of the elderly, and there is a negative correlation between age and health. According to the findings, the social medical insurance system has a favourable impact on the health of the elderly, and there is no direct evidence that it can reduce the mortality rate. The social health insurance system and the proposal to postpone retirement interact with one another.

International journal of social science and human research, Jun 26, 2023
China has the largest group of elderly people in the world. With the deepening of aging in China,... more China has the largest group of elderly people in the world. With the deepening of aging in China, having a healthy lifestyle is an indispensable key factor to achieve healthy aging. In order to explore the health status and the influencing factors of the health status of the elderly in China, this paper takes the healthy behaviors characteristics of the elderly in China as the research object and uses the data of the Chinese general social survey (CGSS) in 2021 to study the health status of the elderly and the influencing factors of healthy behaviors on their healthy lifestyle. It is found that sports and mental health behaviors have a positive and significant impact on their healthy lifestyle. Based on the conclusion, this paper puts forward relevant suggestions in order to further improve the health level and health awareness of the elderly, and improve the elderly's quality of life.
Zenodo (CERN European Organization for Nuclear Research), Jul 11, 2023
This study examines the relationship between family education expenditure and education equalizat... more This study examines the relationship between family education expenditure and education equalization, focusing on the role of social policy in promoting educational opportunities for all. The research finds a positive correlation between education equalization and family education expenditure, indicating that increased investment in education by families contributes to greater equity in educational outcomes. Through a survey of parents of students, it is observed that there is a positive relationship between education equalization and family education expenditure. This suggests that parents who prioritize education and allocate more resources towards it tend to support policies and initiatives aimed at reducing educational disparities and promoting equal access to quality education for all students.

Journal of Entrepreneurship Education, 2021
Entrepreneurial courses are designed specifically to enhance the entrepreneurship skills in indiv... more Entrepreneurial courses are designed specifically to enhance the entrepreneurship skills in individuals. At the university level, all the students take foundation entrepreneurship courses and then only those who are interested to pursue entrepreneurship career path will engage in modules at the second and third year of their studies. There are few students who pursue this path compared to those who choose to focus on different areas of expertise-i.e. law, medicine, pedagogy, engineering, creative media, etc. Many are not continuously and consciously cultivating their inert entrepreneurial skills. Skills that will among others help enhance selfconfidence, time management, and prudence in deliberating issues, money savvy techniques and developing forecasting scenarios. Therefore, the aim of this study was to embed entrepreneurial skills or values in non-conventional business or entrepreneurship courses. This paper discusses the embedding of entrepreneurial skills through the subject of EPPD1013 Microeconomics 1 at the undergraduate level. A total of 44 students enrolled for the subject were exposed to an element of entrepreneurship in one of the course topics. The trait expounded was "enhancing confidence level" while the topic deliberated upon was "Firms and Perfect Competition Market". Quantitative data analysis is based on exam results obtained while the qualitative descriptive analysis is a result of classroom activity and responses from the students. Using this new disruptive learning method allowed the students to be actively engaging in classroom discussion, participate creatively while sourcing for information and enhancing their ability to retain information better. Results demonstrate that students have better scores for topic conducted using the disruptive method incorporating entrepreneurial values compared to other topics assessed delivered in the traditional method. In future, more similar experiments should be conducted to validate this case study to ensure that graduates have higher entrepreneurial values and subject evaluation performance.
Social Capital Accumulation in Malaysia
e-Bangi, Nov 22, 2017

International journal of social science and human research, Jul 13, 2023
This research examines the influence of housing policy on individuals' decisions to purchase hous... more This research examines the influence of housing policy on individuals' decisions to purchase houses in China. The study considers various factors, including disposable income, GDP, national property tax, and the urban registered unemployment rate, and analyzes their impact on housing purchase decisions through regression analysis. The findings indicate that disposable income is the primary driving factor behind the decision to buy a house in China. Higher per capita disposable income among urban and rural residents reflects increased financial capability, leading to a greater propensity to purchase houses. Moreover, an increase in GDP demonstrates a positive influence on housing purchase decisions, as economic growth and higher income levels correspond to increased willingness to buy houses. However, the introduction of national property tax has shown a certain negative impact on the decision to buy a house, potentially due to the increased cost associated with purchasing a property. Notably, the relationship between the urban registered unemployment rate and housing purchase decisions remains less clear. Overall, these findings contribute to a better understanding of the role of housing policy and various socioeconomic factors in shaping people's decisions to buy houses in China.
This paper aims to analyse the international trade in the real world by applying the Ricardian tr... more This paper aims to analyse the international trade in the real world by applying the Ricardian trade theory. In doing this, simple comparative advantage assumptions are used to examine trading of palm oil and rice between Malaysia and Vietnam. By using this theory, it is proven that international trade takes place because of efficiency to produce exported product. A country will export products that use its abundant and cheap factors of production and import products that use its scarce factors. Various empirical evidences of previous studies are als o used to discuss the importance of the Ricardian model. However, it is also highlighted in the paper that the Ricardian model could be misleading as it has several limitations that restrict its usefulness.
DOAJ (DOAJ: Directory of Open Access Journals), Jun 1, 2016
Team trust has been cited as a contributing factor towards team performance. This paper looks at ... more Team trust has been cited as a contributing factor towards team performance. This paper looks at the antecedents of team trust and to what extent they influence team trust. The antecedents of team trust are team factors like team autonomy, team stability and team member experience; and the management practices are top management involvement and management support. The results demonstrated that team factors and management practices influence team trust individually. The key findings are that management variables contribute above the team variables to team trust, but top management support is insufficient as compared to having top management involvement.

International journal of academic research in business & social sciences, Mar 7, 2023
Advancement of technology and development in Malaysia has increased the life span of Malaysians i... more Advancement of technology and development in Malaysia has increased the life span of Malaysians in general. But the Orang Asli community is still experiencing very low socioeconomic and health advancements. Their living space in the interior jungles, urban periphery, and a few in urban locations make these luxuries not easily accessed by them. Simple profiling was conducted to investigate the current prevalent situation in Kampung Gedung Siam, Pahang. This location was selected based on suggestions by Jabatan Kemajuan Orang Asli (JAKOA). The settlement, originally a virgin jungle, is now a commercial rubber and palm oil plantation. A total of 6 enumerators interviewed the Orang Asli who had converged at the Balai Raya to attend a workshop on street light solar panel maintenance and care. The location does not have a medical or health clinic in the village. The nearest clinic or hospital is 30 minutes away. The Kampung Gedung Siam's residents rely on private vehicles to get them to the nearest health facility. A total of 27 Orang Asli were interviewed in Kampung Gedung Siam. Results showed that the average number of children is 3.26 among the Gedung Siam villagers, 17 (62.96%) families have three children or less, and five (18.51%) families with no children. Only two respondents stated that they were not well. The average monthly income is RM437.03, placing them at the bottom of the hard-core poor in society. Orang Asli is known to rely on traditional medication for common illnesses like colds, fever, and muscle aches. This is not different for the community under study. As policy recommendations, the traditional health practices and the use of various medicinal herbs need to be documented and studied to validate their relevance for use in society to mitigate the rising cost of living and alleviate the health status of the Orang Asli community in Malaysia.
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Papers by Doris Padmini Selvaratnam