Papers by Dr. Pallavi D R

REST Journal on Banking, Accounting and Business , 2024
In the global financial arena, the International Bullion Exchange (IBE) in Gujarat's GIFT (Gujara... more In the global financial arena, the International Bullion Exchange (IBE) in Gujarat's GIFT (Gujarat International Finance Tec-city City represents a noteworthy advancement. GIFT City, the nation's first operational smart city and hub for international financial services, seeks to establish India as a major player in international finance by fostering an atmosphere that is favorable to global financial services. An essential component that makes it easier to trade precious metals internationally is the IBE. The IBE, which is housed in GIFT City, serves as a marketplace where international buyers and sellers come together to transact in different kinds of precious metals, such as gold, silver, platinum, and palladium. The exchange provides a smooth and transparent platform for players to participate in price discovery, hedging, and investing activities by utilizing cutting-edge technology and infrastructure. India has a long history of being one of the world's biggest consumers of gold, with a connection spanning across cultural, religious, and economic domains. By offering a strong platform for domestic and international stakeholders to participate in gold trading activities, the IBE takes advantage of India's fondness for gold. The exchange seeks to improve market efficiency and facilitate liquidity in the global bullion market by providing transparent trading procedures, effective price discovery mechanisms, and access to a wide range of market players. This study examines GIFT City's evolution, operating structure, market dynamics, and possible ramifications for the world bullion market. The research aims to add to the conversation about the globalization of financial markets and the changing face of commodities trade in the twenty-first century by illuminating this crucial shift.

REST Journal on Data Analytics and Artificial Intelligence, 2024
Artificial intelligence (AI) has become a multifaceted breakthrough in healthcare with the promis... more Artificial intelligence (AI) has become a multifaceted breakthrough in healthcare with the promise of transforming patient care and clinical practices. The paper presents a comprehensive retrospective mainly concerned with AI and its future scope in health-care services. The paper offers an overview of prevailing trends, illustrating AI's transformative potential towards diagnostic accuracy, treatment efficiency and operational productivity in healthcare systems. This research paper will delve into the rise of AI in healthcare, from its early stages to technologies that are cutting edge and influencing the future medicine. Furthermore, we will investigate how AI affects patient outcomes, healthcare staff dynamics and the overall healthcare ecosystem through aprism of multidimensionality. The goal of the research as such is to equip all stakeholders with historical trends, current advancements and future trajectories so that they can use AI in healthcare effectively but responsibly. The aim is to create a healthcare environment where there are AI driven improvements in patient care which provide equal opportunity for all.

REST Journal on Data Analytics and Artificial Intelligence, 2024
This study investigates the complex interaction between technology and human emotions, to provide... more This study investigates the complex interaction between technology and human emotions, to provide insights into how technological improvements affect numerous aspects of emotional experiences in today's society. The study investigates the complexity of this connection using a mixed-methods approach that includes quantitative surveys as well as qualitative interviews, providing light on both the positive and negative aspects. Quantitative analysis indicated a disturbing pattern, demonstrating a negative relationship between high levels of technology use and participants' self-reported emotional well-being. Excessive screen time was linked to increased tension, anxiety, and feelings of social isolation, emphasizing the negative consequences of technology-induced social separation. Qualitative interviews revealed further levels of this phenomenon, as individuals recounted personal stories of loneliness and emotional alienation caused by an overreliance on technology, particularly social media platforms. Interpersonal relationships suffered dramatically, with disagreements and misunderstandings resulting from digital diversions and emotional distance infiltrating real-life ties. Furthermore, participants reported experiencing technostress and digital exhaustion as a result of modern technology's constant connectedness and information overload. Despite these bad experiences, some individuals reported positive emotional results such as enjoyment, connection, and productivity, highlighting the complexities of the link between technology and human emotions. Based on these findings, numerous recommendations are made to encourage healthier technology use and emotional well-being. These include educational campaigns to promote awareness about digital well-being, advocating for balanced technology use, developing digital literacy skills, creating technology with emotional well-being in mind, and supporting offline activities and meaningful human interactions. Finally, this study contributes to a better understanding of the impact of technology on human emotions, influencing interventions and strategies for using technology to improve rather than subtract from emotional well-being in an increasingly digital society.

Stock market is place where financial securities tradingtakes place of public companies. Public c... more Stock market is place where financial securities tradingtakes place of public companies. Public company first liststheir shares in the primary market. There are two primarymarket in context of India that is bombaystockexchnage (bse) and national stock exchange(nse). Investors can buy and sell their shares throughsecondary market. Covid-19 changed every event extraordinarily. Due to covid-19 caused "lockdown" everyeconomic sector went down due to no monetary transactionand shut down of every business sector. Indian economy hadnever experienced such a massive breakdown in both demandand supply in its past. The share market first hit the economy downturn at the beginning of the pandemic and the after some month the market increased in increasing order as thecovid-19 decreased.in this study we consider the aspects like gdp, indianeconomy, gold market, stock market-covid 19, stock return, investor behavior and economy downturn.

Bancassurance is preferred by consumers because of the relationship and trust that they developed... more Bancassurance is preferred by consumers because of the relationship and trust that they developed with the bank, especially the local branch. Another important aspect that can really boost this system is digitization. Embracing new technology and digitization can help in easy availability for consumers and boosting up of sales of this productBancassurance is a strategic arrangement which includes insurance services offered to the customers along with the various other financial services. In this paper we discuss about Bancassurance implementation and its stakeholders such as banks, distribution channel, insurance services, financial services, service quality. After emergence Liberalisation, Privatisation Globalisation (LPG), financial sector as a whole seen a drastic change with regard to products and services. Modern banks are providing holistic financial services and are for away from mere deposit takers and financial vendors. The continuous onus to better service and market share resulted in the banks penetrating into other modes financial services. Distribution channel plays business Insurance is one such area where it employs 10 various channels of distribution but the contribution to the success of insurance penetration by each channel is very less and few channels such as agents and bancassurance have contributed significantly on the insurance penetration. Bancassurance has a better scope compared to other channels as it enjoys competitive advantage over them.

Data Analytics and Artificial Intelligence, 2022
Custom table (PSI) method. Priority selection coding was developed by Mania & Butt (2010) to solv... more Custom table (PSI) method. Priority selection coding was developed by Mania & Butt (2010) to solve MCDM problems. As proposed, it is not necessary to assign comparative importance between attributes. Choosing a desirable machine is an important concern for the manufacturing company. The selection process has some important selection properties and the task of this process is to select the preferred machine from among the multiple candidate machines. The problem of machine selection is actually a problem that is determined by many characters. This paper solves the problem of machine selection, which generates an optional selection code a Flexible production cell. A case study is used to demonstrate that the proposed method is effective and feasible. This article explores the use of the MCDM System of Choice (PSI) method to address various decision-making issues commonly encountered during the design phase of a production system life cycle. To demonstrate the feasibility, applicability and accuracy of the PSI method in solving the decision-making problem at the design stage of the production life cycle, five examples are cited from the literature and compared with the results obtained by past researchers. Research has concluded that the BSI method is logical and highly relevant to material selection issues. The choice of marketing area is an important factor in sales activities. Many factors are required in choosing a marketing area, including rental prices, area, audience and distance. For a decision to select this marketing area to be effective, the hotel needs a decision support system that can provide the best possible service to guests and deliver the right decision in implementing alternatives, as there are responsibilities and responsibilities of many departments. Each department.
Data Analytics and Artificial Intelligence, 2022
In recent decades, transportation Results support in the planning field the system is constantly ... more In recent decades, transportation Results support in the planning field the system is constantly evolving. PROMETHEE (for enrichment assessment) Priority ranking system Method) method is an efficient is supportive of decision making during defined criteria Used. This is PROMETHEE I.A partial ranking by, PROMETHEE I Provides complete ranking with. Scale between criteria eliminating effects and comprehensive managing incompatibility with rankings This superior method is characterized by. However, PROMETHEE does not provide guidelines for assigning weights to criteria and considers that decision makers can assign weights. PROMETHEE used in this review traffic provides an overview of samples and found in the literature Indicates gaps.

Data Analytics and Artificial Intelligence, 2022
Advantages of the WASPAS method Weight Total Model (WSM) and Weight Product Model (WPM) Uses. Com... more Advantages of the WASPAS method Weight Total Model (WSM) and Weight Product Model (WPM) Uses. Combining WSM and WPM improves the ranking accuracy of WASPAS alternatives. That At the moment, WASPAS calculates an optimal registration parameter, which will be given in detail later. The Weight the Product Assessment (WASPAS) system is a unique combination of Weight Gross Model (WSM) and Weight Product Model (WPM). Its mathematical simplicity and ability to deliver more accurate results compared to WSM and WPM methods Due to this, it is now widely accepted as an effective decision maker. In this paper, (a) a flexible production system, (b) a machine in a flexible production cell, (c) an automated guide vehicle and (d) an automation study. Structure and (c) an industrial robot. For all these five problems, the WASPAS method provides the most acceptable results. The optimal 1 value is determined for each issue considered and the effects of different values on the ranking of candidate alternatives in the WASPAS system are also analyzed. In this study, the compatibility of the Weighted the Product Evaluation (WASPAS) method is being explored as an effective MCDM tool, while eight production Decision making issues are resolved. Condition, Mac inability of objects and electro-discharge Micro-machining process parameters. The system has the ability to accurately sequence alternatives across the entire Selection issues are considered. In the ranking performance of the WASPAS system the effect of the parameter is also explored.

Recent Trends in Management and Commerce, 2022
Liberalization and information technology have attracted many foreign banks to India, Opening up ... more Liberalization and information technology have attracted many foreign banks to India, Opening up new markets, new products, and efficient delivery avenues for the banking sector. The banking sector plays an important role in the growth of the Indian economy. Increased penetration, productivity, and efficiency through the use of technology. This not only increased the cost-effectiveness but also helped to process small value transactions. It improves choices and creates new markets and improves productivity and efficiency. It is observed that financial markets in India have become a market for buyers. Commercial banks in India are now becoming supermarkets in one place with the introduction of value-added and customized products, the focus shifts from mass banking to class banking. Technology Banks do not hire people for manual operations Allows you to create a branch in the lobby of the commercial building.
Tele Banking, ATMs, Internet Banking, Mobile Banking, and branches through e-banking operate on a 24 X 7 operating principle. These technology-based delivery channels at a low cost are used to reach maximum customers very efficiently. The beauty of these banking innovations is that they put both the banker and the customer in a successful environment. Efficient use of technology has many times the effect on growth and development.

Recent trends in Management and Commerce, 2022
Financial literacy is personal financial management, credit various financing including budgeting... more Financial literacy is personal financial management, credit various financing including budgeting and investment Ability to understand and use skills effectively Is. Financial literacy with money your relationship foundation its lifelong learning journey. According to financial literacy and the Education Commission, the five main components of financial literacy are: learning, spending, savings and investing, borrowing and securing. Financial literacy is learning How to manage your money. This means yours How to pay bills, borrow and make money. Saving responsibly and how and why to invest and learning to plan for retirement. Financial literacy is cognitive understanding of financial components and skills Budget, investment, borrowing, taxation and personal finance management. While the financial education umbrella comes under many skills popular examples include the home budget, learning loans How to manage and repay various loans and investment products In between include business appraisal.

Recent Trends in Management and Commerce , 2022
Learning and teaching domains are going on major higher education companies of e-learning Ideas a... more Learning and teaching domains are going on major higher education companies of e-learning Ideas and practices changes due to quick acceptance. Many universities all over the world are now beginning to offer Internet-based courses that complement classroom-based courses. Online courses offer learners various such as benefits facilities, Teachers, and others close to students to serve flexibility and opportunities from various schools or around the world.The education system and mode of education are changing over the period of time. In instructional technology Innovations often are implemented in traditional ways. TV significantly changes the way people learn, and it stays that way Existing instruction by providing a speaking head as an instructional tool built into the paradigm for sending information to students. Active learning, Cooperative learning, Project-based teaching, and despite such educational innovations contextual face-to-face instruction in learning changed character, online courses tend to develop more traditional concepts Learning. Mostly an online course's primary objective is to transfer information from the Instructor to the student accessing information to students and expecting them to Prove their learning in an exam. The development of online instruction programs for online course developers raises an interesting question. Online study designers follow
the traditional methods or incorporate online programs' innovative approaches. Primary factors behind the use of online
learning improve the quality of education, and also improve the cost-effectiveness of education by reducing costs. Face-to-face Online learning is used successfully with positive effects in career and education. A geographically
distributed team within an organization can simultaneously train their skills through online sites and gain greater
Competitiveness. Online learning can be beneficial because Students at their own pace can learn through online products. Virtual classrooms are available anywhere with an Internet connection, take advantage of this great way to travel. Gurukul's system of education changed to imparting knowledge in a classroom setting followed by hybrid learning and at present, one new way of learning has emerged as a full-fledged mode to earn a degree i.e. online learning. Online learning comprises both hybrid/bent learning (comprises traditional face-to-face classes, learning over the internet, and learning supported by other technologies) and purely online learning is competing for course delivery through the internet. Due to its flexible and user-friendly features, online learning has been gaining attention from learners and education institutions. Learning is self-phased and effectiveness of learning is achieved if it fulfills the learners’ expectation in imparting knowledge, uninterrupted support from the instructor whenever needed, disbursement of the learning materials, communication, and motivation. The objectives of this paper are to study the effectiveness of e-learning compared to conventional classroom learning. The study also shows that a major portion of learners cannot set time for study, homework, and assignments completion. The institutions along with the routine learning can also include sessions for motivation, a sense of accountability, and responsibility which may enhance discipline among learners. A significant portion of learners feels that online learning will not enhance the sense of belongingness. The institutions can create provisions at the campus for the e-learners to meet up occasionally for the interaction between learners and faculties. A portion of E-learners feel that the learning material in e-learning is not effective as that of conventional
mode.

Electrical and Automation Engineering, 2022
Evolutionary methods are a horror-based approach to solving problems that are not easily solved i... more Evolutionary methods are a horror-based approach to solving problems that are not easily solved in polynomial time, for example, classical NP-heart problems and take longer to complete. Evolutionary methods are commonly used to provide good approximate solutions to problems that cannot be easily solved using other techniques. Many optimization issues fall into this category. It can be very calculated-finding a suitable solution is serious but sometimes the optimal solution is enough. Major classes of contemporaries (in the order of popularity) E.A. Genetic algorithms (GAs), evolutionary strategies (ESs), differential evolution (DE) and distribution algorithm evaluation (EDAs) are used. Evolutionary methods are based on the concepts of biological evolution. The 'population' of possible solutions to the problem will be created first, and each solution will be evaluated using a 'fitness function'. The population develops over time and (hopefully) identifies the best solutions.
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Papers by Dr. Pallavi D R
Tele Banking, ATMs, Internet Banking, Mobile Banking, and branches through e-banking operate on a 24 X 7 operating principle. These technology-based delivery channels at a low cost are used to reach maximum customers very efficiently. The beauty of these banking innovations is that they put both the banker and the customer in a successful environment. Efficient use of technology has many times the effect on growth and development.
the traditional methods or incorporate online programs' innovative approaches. Primary factors behind the use of online
learning improve the quality of education, and also improve the cost-effectiveness of education by reducing costs. Face-to-face Online learning is used successfully with positive effects in career and education. A geographically
distributed team within an organization can simultaneously train their skills through online sites and gain greater
Competitiveness. Online learning can be beneficial because Students at their own pace can learn through online products. Virtual classrooms are available anywhere with an Internet connection, take advantage of this great way to travel. Gurukul's system of education changed to imparting knowledge in a classroom setting followed by hybrid learning and at present, one new way of learning has emerged as a full-fledged mode to earn a degree i.e. online learning. Online learning comprises both hybrid/bent learning (comprises traditional face-to-face classes, learning over the internet, and learning supported by other technologies) and purely online learning is competing for course delivery through the internet. Due to its flexible and user-friendly features, online learning has been gaining attention from learners and education institutions. Learning is self-phased and effectiveness of learning is achieved if it fulfills the learners’ expectation in imparting knowledge, uninterrupted support from the instructor whenever needed, disbursement of the learning materials, communication, and motivation. The objectives of this paper are to study the effectiveness of e-learning compared to conventional classroom learning. The study also shows that a major portion of learners cannot set time for study, homework, and assignments completion. The institutions along with the routine learning can also include sessions for motivation, a sense of accountability, and responsibility which may enhance discipline among learners. A significant portion of learners feels that online learning will not enhance the sense of belongingness. The institutions can create provisions at the campus for the e-learners to meet up occasionally for the interaction between learners and faculties. A portion of E-learners feel that the learning material in e-learning is not effective as that of conventional
mode.