Papers by Publisher ijmra.us UGC Approved
Dr NEERAJ RAJINDER NAHAR, 2015
From a geocentric perspective, planetary motion as observed from Earth can at times appear
irregu... more From a geocentric perspective, planetary motion as observed from Earth can at times appear
irregular. Specifically, certain planets exhibit a phenomenon wherein their forward motion
appears to halt and reverse direction temporarily before resuming their usual course. This
optical illusion is termed retrograde motion, and it arises due to the relative movements of
the Earth and the other planets within the solar system

DR NEERAJ RAJINDER NAHAR , 2012
DR NEERAJ RAJINDER NAHAR What Is Vedic Astrology? Vedic Astrology, known traditionally as Jyotish... more DR NEERAJ RAJINDER NAHAR What Is Vedic Astrology? Vedic Astrology, known traditionally as Jyotish Shastra in Sanskrit, is the sacred science of light-Jyoti meaning "light" and Isha meaning "God" or "divine." It is not merely a system for predicting events or personality traits; rather, it is a spiritual roadmap for self-awareness, karma, and dharma. Rooted in the ancient Vedas, Jyotish is one of the six Vedangas, or limbs of the Vedas, and is considered a divine eyethe inner vision through which one can understand the cosmic order and the soul's journey across lifetimes. A Cosmic Mirror Vedic astrology views the universe as a living organism, where every planet is a conscious being, each sign a sacred archetype, and every moment a reflection of divine intention. Just as the Moon reflects the light of the Sun, your birth chart reflects the light of your soulyour karma, purpose, and potential. The planetary positions at the time of your birth are not random; they are believed to be karmic imprintsthe encoded lessons and blessings you have carried forward from previous lives. The natal chart (janma kundali) is your cosmic fingerprint, offering insight into your destiny (bhagya), free will (purushartha), and the balance between the two. The Foundations of Jyotish Unlike Western astrology, Vedic astrology is siderealit calculates the positions of planets based on the actual constellations in the sky, rather than a fixed seasonal calendar. This means that most people's Sun signs may differ when viewed through the Vedic lens. Astrology as a Tool for Inner Alignment Vedic astrology is not fatalistic. At its heart lies the belief in conscious participation with destiny. While your chart may suggest tendencies and timing, you always retain the power to respond with awareness. Remedies in Jyotishsuch as mantras, gemstones, rituals, and charitable actsare not superstitions, but sacred ways to harmonise with planetary energies. They help you to transform karma, not escape it. More than prediction, Jyotish is a path to: * Self-understanding * Life navigation * Spiritual awakening It invites you to align your choices with the cosmic rhythm, to live more consciously, more fully, and more truthfully.
IJMRA, 2025
Security and Reliability of Mainframes in Financial Institutions First Author:Janakiram Thumati S... more Security and Reliability of Mainframes in Financial Institutions First Author:Janakiram Thumati Security is paramount in financial institutions where personal and financial data processing and transactions are at risk of hacking. In order to limit unauthorized access and protect data, mainframes apply multiple security measures such as encryption, access authorization, logging, and intrusion detection. Security solutions based on mainframe capabilities can help

euro
The ongoing evolution of consumer shopping behavior reflectsthe dynamic interplay between online
... more The ongoing evolution of consumer shopping behavior reflectsthe dynamic interplay between online
and offline retail environments. This literature review synthesizes findings from numerous studies
examining the factors influencing consumer preferences for online and offline shopping. From
technology-driven innovations like augmented reality and mobile payments to socio-psychological
elements like trust, personality traits, and relationship quality, the studies collectively highlight the
multifaceted nature of retail decision-making. The review discusses the impact of product type, service quality, demographic variations, and environmental concerns in shaping shopping
preferences. Key insights emphasize the growing importance of hybrid models, such as omni- channel and multi-channel strategies, which integrate online and offline elements to meet evolving
consumer demands. This analysis aims to provide a comprehensive understanding of the
determinants of shopping behavior, offering actionable insights for academics, practitioners,
Zenith
This paper focuses on inter district variation in development across different districts in the S... more This paper focuses on inter district variation in development across different districts in the State of Orissa. This paper is divided into four major studies. The first study relates to disparities in various indicators of agricultural variation. The second study relates to various indicators of industrial variation. The third observation relates to infrastructural variation and the fourth one relates to human resource variation. There is a comparison between two points of time 1980-81 and 2000-01 for thirteen districts of undivided Orissa. On the basis of these indices, the paper classified the different districts of Orissa into very backward, backward, developing and developed categories.

The escalating national student loan debt crisis has reached unprecedented levels, posing signifi... more The escalating national student loan debt crisis has reached unprecedented levels, posing significant challenges to individuals and the economy. In response, leveraging artificial intelligence (AI) to enhance student financial literacy has emerged as a promising strategy. This paper explores the intersection of AI and student financial literacy, highlighting its potential to alleviate the burden of student loan debt and empower students to make informed financial decisions. By analyzing current initiatives and technological advancements, this paper elucidates the role of AI in addressing the multifaceted issues surrounding student debt. Through AI-driven solutions such as personalized financial education platforms, predictive analytics, and chatbots, students can develop essential financial skills, navigate complex financial landscapes, and mitigate the adverse effects of student loan indebtedness. Furthermore, the paper discusses challenges and ethical considerations associated with AI implementation in financial education and offers recommendations for policymakers, educators, and stakeholders to maximize the benefits of AI while ensuring equity and inclusivity in student financial literacy initiatives.

This paper examines the role of technological advancements in enhancing cybersecurity within supp... more This paper examines the role of technological advancements in enhancing cybersecurity within supply chain management, emphasizing the impact of the Internet of Things (IoT) and Artificial Intelligence (AI). It explores how IoT, by enabling interconnected devices, transforms data collection and processing, essential for improving supply chain efficiency. It addresses cybersecurity vulnerabilities, including spyware and malicious software, and emphasizes the necessity for robust network security measures outlining future directions, advocating for continuous testing, and updating of cybersecurity frameworks to safeguard against potential attacks. The paper also discusses the role of AI and machine learning advancements are highlighted for their predictive capabilities, aiding in market trend analysis, competitor pricing, and customer behavior, thus optimizing profitability and competitiveness. Additionally, the research emphasizes the importance of supply chain visibility into global markets to mitigate risks associated with supply disruptions.
This paper presents a comprehensive review of Artificial Intelligence (AI) literature within the ... more This paper presents a comprehensive review of Artificial Intelligence (AI) literature within the financial services sector, providing practical insights for companies to harness AI's potential in decision-making process. The focus point of the paper lies in strategies for AI integration within financial processes, highlighting the compliance challenges, particularly with Sarbanes-Oxley Act (SOX). Furthermore, our paper delves into the transformative role of AI in streamlining the decision-making process for credit limit approval process while adhering to SOX regulations to strike a balance between fostering innovation and maintaining integrity and accuracy amidst the evolving governance framework.
The primary goal of this dissertation is to understand how to enhance the Internet of Things by i... more The primary goal of this dissertation is to understand how to enhance the Internet of Things by incorporating fifth-generation technology, which is increasing daily. As a result, it is critical to comprehend and solve these difficulties. This research study focuses on Enhancing the IoT by incorporating 5G Technology and various network technologies. It is vital since it will aid in making the necessary modifications and implementing the required practices.

IJMRA, 2024
The escalating national student loan debt crisis has reached unprecedented levels, posing signifi... more The escalating national student loan debt crisis has reached unprecedented levels, posing significant challenges to individuals and the economy. In response, leveraging artificial intelligence (AI) to enhance student financial literacy has emerged as a promising strategy. This paper explores the intersection of AI and student financial literacy, highlighting its potential to alleviate the burden of student loan debt and empower students to make informed financial decisions. By analyzing current initiatives and technological advancements, this paper elucidates the role of AI in addressing the multifaceted issues surrounding student debt. Through AI-driven solutions such as personalized financial education platforms, predictive analytics, and chatbots, students can develop essential financial skills, navigate complex financial landscapes, and mitigate the adverse effects of student loan indebtedness. Furthermore, the paper discusses challenges and ethical considerations associated with AI implementation in financial education and offers recommendations for policymakers, educators, and stakeholders to maximize the benefits of AI while ensuring equity and inclusivity in student financial literacy initiatives.
In today's world, healthcare plays an important role and includes efforts to keep people healthy,... more In today's world, healthcare plays an important role and includes efforts to keep people healthy, prevent illness, and provide treatment when needed. Technology is changing how healthcare works, with a recent focus on artificial intelligence (AI), to improve it further.This paper looks at how AI could impact healthcare, making it easier to assist patients, streamline operations, and make better decisions. It discusses the increasing use of AI in healthcare, its practical applications, and the benefits. Additionally, it addresses the challenges and ethical concerns associated with AI in healthcare, whilesuggesting potential paths forward with this technology.

In this article, we will discuss Product security-DevSecOps practices and its benefits, and best ... more In this article, we will discuss Product security-DevSecOps practices and its benefits, and best practices to be followed: A Seasoned Cyber security professional with 15 plus years of experience in the Information Security domain, with profound knowledge, focusing on solving organizations' pain points in the Cyber Threat landscape. Proven track record in securing critical infrastructure, such as global financial markets and pharmaceutical Industries, against evolving cyber risks. I have a deep knowledge of security standards and regulations, such as the Payment Card Industry Data Security Standard (PCI DSS), the Health Insurance Portability and Accountability Act (HIPAA), and have experience in developing and implementing security policies. As a Cyber security Enthusiast, my sole intent is to bring Cyber security Awareness around organizations and train Engineers to handle them. With this Intent, I actively participate in serving multiple Cyber security forums and organizations. As a participant, I aim to serve, assist and improve the security awareness of participants. The outcome of such sessions is to train the participants to protect themselves from constantly evolving threats.

Imagine being able to convert handwritten documents into digital text effortlessly. Handwritten T... more Imagine being able to convert handwritten documents into digital text effortlessly. Handwritten Text Recognition (HTR) technology not only makes this possible but also opens up new avenues for data analysis, archiving, and accessibility. Handwritten Text Recognition (HTR) is an advanced technology that enables computers to interpret and convert handwritten text into editable digital format. By automating the conversion of handwritten text into editable digital text, it saves countless hours of manual effort. This technology allows historical manuscripts, personal notes, and even complex mathematical equations to be digitally preserved, indexed, and analyzed with ease. While HTR has seen significant advancements, challenges still remain in accurately recognizing diverse handwriting styles. However, continuous research and innovation are addressing these challenges, pushing the boundaries of HTR capabilities.
Artificial Intelligence (AI) holds tremendous promise for revolutionizing industries and driving ... more Artificial Intelligence (AI) holds tremendous promise for revolutionizing industries and driving innovation. However, the rapid advancement of AI technologies also raises concerns about safety, security, and trustworthiness. In this article, we explore the challenges of ensuring AI safety and security and examine the role of legal frameworks in controlling AI development and deployment. By analyzing existing laws and regulations, discussing emerging legal issues, and proposing recommendations for effective governance, we aim to provide insights into how legal frameworks can contribute to the responsible development of AI systems.

Imagine being able to convert handwritten documents into digital text effortlessly. Handwritten T... more Imagine being able to convert handwritten documents into digital text effortlessly. Handwritten Text Recognition (HTR) technology not only makes this possible but also opens up new avenues for data analysis, archiving, and accessibility. Handwritten Text Recognition (HTR) is an advanced technology that enables computers to interpret and convert handwritten text into editable digital format. By automating the conversion of handwritten text into editable digital text, it saves countless hours of manual effort. This technology allows historical manuscripts, personal notes, and even complex mathematical equations to be digitally preserved, indexed, and analyzed with ease. While HTR has seen significant advancements, challenges still remain in accurately recognizing diverse handwriting styles. However, continuous research and innovation are addressing these challenges, pushing the boundaries of HTR capabilities.
Current terrorism research is divided on the issue of whether or not democratic systems encourage... more Current terrorism research is divided on the issue of whether or not democratic systems encourage terrorist acts. There is still much to learn about the "rule of law" in combating domestic and foreign terrorism. According to the author, a strict rule of law reduces ordinary citizens' opportunities and desires to participate in political violence, thereby preventing democracies from becoming victims of terrorism. Several studies including cross-sectional data suggest that terrorist attacks are less likely to occur in nations with a functioning rule of law. Antiterrorist measures can be bolstered by the rule of law in democratic institutions.
The OPEC Oil Embargo (1973) was precipitated by the Yom Kippur War. The United States was the fir... more The OPEC Oil Embargo (1973) was precipitated by the Yom Kippur War. The United States was the first country to be sanctioned by Saudi Arabia, Libya, and other Arab countries on October 19, 1973 for its political and military support for Israel (particularly through the delivery of military equipment and arms, which played a key role in Israel's wars against neighboring countries). The 1973 Oil Embargo put a strain on a United States

The stress resistant properties of soils can be improved in a variety of ways. For example, sheet... more The stress resistant properties of soils can be improved in a variety of ways. For example, sheets, strips or rods of metal or polymeric materials can be placed in the soil to create a composite material.Researchers believe that there is a great potential ofcombined usage of monofibres and hybrid fibers as a stabilization materials in sulphate infected black cotton soil mix, making it stronger and durable. But not much progress has been made in this regard.The main objective of this research work is to investigate the index properties and stress resistant properties by adding stabilization materials like, silicafumealong with monofibres and hybrid fibres. The research is proposed to address the following problems. 1.Effect of replacement of sulphate infected BC soil by stabilization material such as Silicafume (SF) in different percentages like 0%, 5%, 10%, 15%, 20%, 25%, 30%, 35% and 40% and thereby determining the optimum dosage of stabilization materials. 2.Effect of addition of different monofibres such as Jute fibre (JF), Poly propylene fibre (PPF), Waste plastic fibre (WPF) and High density polyethelene fibre (HDPEF) on the properties of sulphate infected BC soils. 3.Effect of addition of different hybrid fibres such as (JF+WPF), (PPF+WPF) and (PPF+HDPEF) on the properties of sulphate infected BC soils.It is observed that the sulphate infected black cotton soil using silicafume as stabilization material has shown improved index properties at 20% replacement level. Unsoaked CBR value, soaked CBR value, cohesion value from direct shear test and UCC test cohesion value, all show an increasing trend upto 20% replacement of black cotton soil by silicafume. After 20% replacement level, all the above values go on decreasing. It is observed that the sulphate infected black cotton soil using silicafume as stabilization material along with monofibres has shown improved stress resistance properties when monofibres are added at 1.5% by volume fraction. From the results obtained, it may also be concluded that, the performance of HDPE fibres is better than polypropylene fibres, waste plastic fibres and jute fibres in enhancing the stress resistance properties of sulphate infected black cotton soil using silicafume as stabilization material.
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Papers by Publisher ijmra.us UGC Approved
irregular. Specifically, certain planets exhibit a phenomenon wherein their forward motion
appears to halt and reverse direction temporarily before resuming their usual course. This
optical illusion is termed retrograde motion, and it arises due to the relative movements of
the Earth and the other planets within the solar system
and offline retail environments. This literature review synthesizes findings from numerous studies
examining the factors influencing consumer preferences for online and offline shopping. From
technology-driven innovations like augmented reality and mobile payments to socio-psychological
elements like trust, personality traits, and relationship quality, the studies collectively highlight the
multifaceted nature of retail decision-making. The review discusses the impact of product type, service quality, demographic variations, and environmental concerns in shaping shopping
preferences. Key insights emphasize the growing importance of hybrid models, such as omni- channel and multi-channel strategies, which integrate online and offline elements to meet evolving
consumer demands. This analysis aims to provide a comprehensive understanding of the
determinants of shopping behavior, offering actionable insights for academics, practitioners,