Papers by Tony Willenberg
Does The Notion of Privacy Exist in 'The New Normal'?
An Introduction to Digital Identity: Parts 1, 2, and 3
This paper sets out the main features and benefits for Pacific Island Countries (PICs) of the YuT... more This paper sets out the main features and benefits for Pacific Island Countries (PICs) of the YuTru digital identity scheme, which was established in Papua New Guinea in December 2018.
The idea is not new. So-called ‘trust frameworks’ of one form or another have been a central feature of financial systems for decades. They have been found to be particularly useful for addressing problems of harmonisation, interoperability, and cooperation across different jurisdictions.
For the PICs, the principal advantages of such a scheme would be:
First, it would speed up implementation of the regional ‘Know Your Customer’ (KYC) facility, which is designed to “improve customer due diligence processes and anti-money laundering and counter-terrorism financing (AML/CTF) compliance”, part of a joint commitment made by South Pacific central bank governors (RBA 2020). Being able to establish the true identity of the customers of financial institutions is clearly crucial for business confidence. Among others, the absence of such capability can be detrimental to the volume and quality of inter-institutional relationships. For example, apart from Australia and New Zealand, the Oceania region has experienced a reduction in the number of correspondent banking relationships, by 48% in Melanesia and 44% in Polynesia (RBNZ 2021). The detrimental effects include increasing isolation from the global financial system and higher transactions costs.
The establishment for the PICs of a digital identity scheme would help to eliminate these problems.
Second, clearly also a PIC-wide approach to the establishment of a trust framework would yield economies of scale and provide for the more effective use of development assistance and other scarce resources.
Third, the technical basis of the scheme is the best available by far. Biometric technology has been a ‘game changer’ for digital identity and computer security. Biometrics will eventually replace usernames and passwords (§5) because it is a more secure, faster, and cheaper, but also because it is user friendly.
Fourth, functional digital identity schemes like YuTru complement national identity.
Blockchain—Powering and Empowering the Poor in Developing Countries
Transforming Climate Finance and Green Investment with Blockchains
Blockchain—Powering and Empowering the Poor in Developing Countries
Transforming Climate Finance and Green Investment with Blockchains
Transactions, processes, and activities in government, civil society and the private sector are b... more Transactions, processes, and activities in government, civil society and the private sector are being digitised at an accelerating rate, and this phenomenon (now generally referred to as 'digital transformation') enables people to be more productive and lead better quality lives. It allows businesses to stay ahead of their competition and to meet ever-increasing customer expectations. It allows government administrations to provide higher quality services to their citizens, at a lower cost, and using fewer resources.
Teaching Documents by Tony Willenberg
Inventory and Control of Hardware Assets Actively manage (inventory, track, and correct) all hard... more Inventory and Control of Hardware Assets Actively manage (inventory, track, and correct) all hardware devices on the network so that only authorized devices are given access, and unauthorized and unmanaged devices are found and prevented from gaining access.
These are slide handouts from day 2 of a 2-day workshop delivered to staff of public and private ... more These are slide handouts from day 2 of a 2-day workshop delivered to staff of public and private sector organisations in Papua New Guinea.
These are slide handouts from day 1 of a 2-day workshop delivered to staff of public and private ... more These are slide handouts from day 1 of a 2-day workshop delivered to staff of public and private sector organisations in Papua New Guinea.
Drafts by Tony Willenberg
This report was prepared for the Bank of Papua New Guinea.
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Papers by Tony Willenberg
The idea is not new. So-called ‘trust frameworks’ of one form or another have been a central feature of financial systems for decades. They have been found to be particularly useful for addressing problems of harmonisation, interoperability, and cooperation across different jurisdictions.
For the PICs, the principal advantages of such a scheme would be:
First, it would speed up implementation of the regional ‘Know Your Customer’ (KYC) facility, which is designed to “improve customer due diligence processes and anti-money laundering and counter-terrorism financing (AML/CTF) compliance”, part of a joint commitment made by South Pacific central bank governors (RBA 2020). Being able to establish the true identity of the customers of financial institutions is clearly crucial for business confidence. Among others, the absence of such capability can be detrimental to the volume and quality of inter-institutional relationships. For example, apart from Australia and New Zealand, the Oceania region has experienced a reduction in the number of correspondent banking relationships, by 48% in Melanesia and 44% in Polynesia (RBNZ 2021). The detrimental effects include increasing isolation from the global financial system and higher transactions costs.
The establishment for the PICs of a digital identity scheme would help to eliminate these problems.
Second, clearly also a PIC-wide approach to the establishment of a trust framework would yield economies of scale and provide for the more effective use of development assistance and other scarce resources.
Third, the technical basis of the scheme is the best available by far. Biometric technology has been a ‘game changer’ for digital identity and computer security. Biometrics will eventually replace usernames and passwords (§5) because it is a more secure, faster, and cheaper, but also because it is user friendly.
Fourth, functional digital identity schemes like YuTru complement national identity.
Teaching Documents by Tony Willenberg
Drafts by Tony Willenberg