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Wealth Allocation Framework : Dalam Kerangka Masalah Budiantoro, Risanda A.; Fitroh Sukono Putra, Febrianur Ibnu; Chasanah, Amalia Nur
Benefit: Jurnal Manajemen dan Bisnis Volume 5 No 1 Juni 2020
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/benefit.v5i1.10914

Abstract

Allah has given the guidance of Islam that can be a guide in all aspects of life including wealth management. In Islamic finance perspective, Islamic wealth allocation framework is a science issue that focuses on wealth management based on Islamic principles including Shariah maqasid. This is important, considering that as a Muslim must be able to fulfill the need to protect and preserve property (al-maal) as a manifestation of benefit. So the purpose of this study is to explain how wealth management in Islamic perspective is based on sharia maqasid concept to achieve masahah. It is expected that the results of this study can be used as a good reference for readers to better understand the Islamic wealth allocation in the future
MAWAR (Melawan Rentenir): Integrated MSMEs Financial Inclusion Strategy In Sharia-Based Chasanah, Amalia Nur; Herawati, Ratna; Budiantoro, Risanda Alirasta; Sukono Putro, Febrianur Ibnu Fitroh
JEJAK: Jurnal Ekonomi dan Kebijakan Vol 14, No 1 (2021): March 2021
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jejak.v14i1.24850

Abstract

Allah has provided Islam as life guidance to be used in taking and undergoing all life aspects, including of the management and business financing. In the perspective of Islamic finance, financing venture capital through moneylenders will makes the borrower in difficult situation. This research aims to analyze the integrated financial inclusion strategy in sharia-based MSMEs financing in the Semarang City with the MAWAR Program. Mawar program is a funding assistance program for potential micro small and  medium entrepreneurs based on sharia with Murabahah by collaborating through memorandum of understanding with several other agencies, such as Sharia People Financing banks, Semarang City Amil Zakat Agency, Semarang Syariah Economic Community, Semarang City Cooperatives and Micro Enterprises Agency, telecommunications companies, branchless banking agents and financial technology institutions. The benefit obtained can provide scientific contributions to the empowerment management and can be developed into a study material for long-term planning programs by the Semarang City Government in empowering micro, small and medium enterprises so they can be competitive, independent, prosperous, and cultured based on religiosity values. The approach method used qualitative research with analytical tools is the business model canvas. Data collection method used observation, interviews, and literature study. The results of this research are with the MAWAR Program, the Semarang City Government does not charge any additional costs to the borrowers (MSMEs). The legal basis of this program is based on a memorandum of understanding between the stakeholders involved and Islamic sharia
Study on Online Purchase Decisions on The Online Shopee Selling Site Herawati, Ratna; Chasanah, Amalia Nur; Perdana, Tito Aditya; Wardhani, Masitha Fahmi
Nusantara Science and Technology Proceedings 3rd Economics, Business, and Government Challenges 2020
Publisher : Future Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/nstp.2021.1303

Abstract

The state of the environment for consumers to get information, namely electronic word of mouth and the promotional mix will affect consumer decision-making when shopping. This study aims to determine the effect of promotional mix variables and electronic word of mouth on purchasing decisions on the online buying and selling site Shopee. Promotion mix variables used are advertising and sales promotion. The sample used in this study were Semarang residents who had shopped on the Shopee online buying and selling site with a sample size of 100. The data analysis technique used was multiple regression with the classical assumptions of multicollinearity, autocorrelation, heteroscedasticity, and normality. The results showed that the variables of advertising, sales promotion, electronic word of mouth had a significant positive effect on online purchasing decisions. The adjusted r square value is 0.496, which means that the variables of advertising, sales promotion, and electronic word of mouth can explain online purchasing decisions by 49.6%. In contrast, the rest is explained by other variables, not in this study.
PENGARUH RASIO LIKUIDITAS, PROFITABILITAS, STRUKTUR MODAL DAN UKURAN PERUSAHAAN TERHADAP NILAI PERUSAHAAN PADA PERUSAHAAN MANUFAKTUR YANG TERDAFTAR DI BEI TAHUN 2015-2017 Amalia Nur Chasanah
Jurnal Penelitian Ekonomi dan Bisnis Vol 3, No 1 (2018): Jurnal Penelitian Ekonomi dan Bisnis
Publisher : Universitas Dian Nuswantoro Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33633/jpeb.v3i1.2287

Abstract

Nilai perusahaan yang meningkat akan mempengaruhi nilai pemegang saham apabila peningkatan ditandai dengan tingkat pengembalian investasi yang tinggi kepada pemegang saham. Penelitian ini bertujuan untuk mengetahui pengaruh rasio likuiditas, profitabilitas, struktur modal dan ukuran perusahaan terhadap nilai perusahaan pada perusahaan manufaktur yang terdaftar di BEI tahun 2015-2017 sebanyak 69 sampel.Metode yang digunakan adalah regresi linear berganda.Data diolah dengan menggunakan SPSS. Berdasarkan uji t rasio profitabilitas yang diproksikan dengan ROA berpengaruh terhadap nilai perusahaan, sedangkan rasio likuiditas, struktur modal dan ukuran perusahaan yang diproksikan Current ratio, Debt to equity ratio dan Total Asset tidak berpengaruh terhadap nilai perusahaan. Berdasarkan uji ANOVA, Current ratio, Debt to equity ratio, Total Asset dan Return On Asset berpengaruh secara bersama-sama terhadap nilai perusahaan. Dari hasil koefisien determinasi dapat disimpulkan bahwa keempat variabel independen mempengaruhi nilai perusahaan sebesar 52,2 % sedangkan 47,8 % dapat dijelaskan oleh faktor lain yang tidak dimasukkan dalam penelitian.Kata Kunci : Current ratio; Debt to equity ratio; Total Asset; Return On Asset; Nilai Perusahaan
Wealth Allocation Framework : Dalam Kerangka Masalah Risanda A. Budiantoro; Febrianur Ibnu Fitroh Sukono Putra; Amalia Nur Chasanah
Benefit: Jurnal Manajemen dan Bisnis Volume 5 No 1 Juni 2020
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/benefit.v5i1.10914

Abstract

Allah has given the guidance of Islam that can be a guide in all aspects of life including wealth management. In Islamic finance perspective, Islamic wealth allocation framework is a science issue that focuses on wealth management based on Islamic principles including Shariah maqasid. This is important, considering that as a Muslim must be able to fulfill the need to protect and preserve property (al-maal) as a manifestation of benefit. So the purpose of this study is to explain how wealth management in Islamic perspective is based on sharia maqasid concept to achieve masahah. It is expected that the results of this study can be used as a good reference for readers to better understand the Islamic wealth allocation in the future
STOCHASTIC FRONTIER ANALYSIS (SFA): PENGUKURAN EFISIENSI DIREKTORAT JENDERAL PAJAK (DJP) DALAM PENGELOLAAN DANA PAJAK Ratna Herawati; Risanda A. Budiantoro; Amalia Nur Chasanah
Jurnal Akuntansi dan Bisnis Krisnadwipayana Vol 8, No 1 (2021): Jurnal Akuntansi dan Bisnis Krisnadwipayana
Publisher : Program Studi Magister Manajemen Universitas Krisnadwipayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35137/jabk.v8i1.469

Abstract

This study aims to measure technical efficiency and identify factors that affect efficiency of Direktorat Jenderal Pajak (DJP) (consists of 33 DJP’s Regional Offices and one DJP’s Head Office) in managing tax funds on receipt. Data that we use are time unbalanced panel data from 2012 until 2019. The input variables used are total assets and operational costs, while the output variables are the receipt of pajak funds. Using stochastic frontier analysis, this study has successfully identified that total assets and operational costs had a a positive and significant effect on receipt of pajak funds. Overall, technical efficiency in receipt of pajak funds of DJP are found to be 86,63 percent, which means there are about 13,36 percent that can still be optimized.Keywords : Direktorat Jenderal Pajak (DJP), Stochastic Frontier Analysis, Technical Efficiency
Faktor-faktor yang mempengaruhi kebijakan hutang dan nilai perusahaan pada perusahaan food and beverages 2017-2019 Amalia Nur Chasanah; Ratna Herawati; Risanda Alirastra Budiantoro
KINERJA Vol 18, No 2 (2021)
Publisher : Faculty of Economics and Business Mulawarman University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29264/jkin.v18i2.9234

Abstract

Keberhasilan suatu manajemen dilihat dari kemakmuran perusahaan yang dicerminkan oleh nilai perusahaan. Penelitian ini bertujuan untuk mengetahui factor-faktor yang mempengaruhi kebijakan hutang dan nilai perusahaan. Sampel yang digunakan adalah perusahaan food and beverages yang terdaftar di Bursa Efek Indonesia 2017-2019 sebanyak 23 perusahaan. Penelitian ini menggunakan regresi berganda dengan asumsi klasik multikolinearitas, autokorelasi, heteroskedastisitas dan normalitas. Hasil penelitian menunjukkan bahwa variabel ROE berpengaruh terhadap DER secara signifikan, dan berpengaruh terhadap PBV secara signifikan. Sedangkan pertumbuhan tidak berpengaruh terhadap DER maupun terhadap PBV secara signifikan. Variabel DER tidak berpengaruh terhadap PBV secara signifikan. Koefisien determinasi yang ditunjukkan dengan adjusted r square memiliki nilai sebesar 0,120 pada persamaan 1 yang berarti bahwa pertumbuhan dan ROE dapat menjelaskan DER sebesar 12% namun selebihnya dijelaskan oleh variabel lain diluar penelitian ini. Sedangkan pada persamaan 2 nilai adjusted r square sebesar 0,200 yang berarti bahwa variabel pertumbuhan, ROE dan DER mampu menjelaskan PBV sebesar 20% sedangkan sisanya dijelaskan oleh variabel lain diluar penelitian ini.
PROFITABILITAS, STRUKTUR MODAL DAN LIKUIDITAS PENGARUHNYA TERHADAP NILAI PERUSAHAAN PADA PERUSAHAAN REAL ESTATE YANG LISTED DI BEI TAHUN 2012-2015 Amalia Nur Chasanah; Daniel Kartika Adhi
Fokus Ekonomi : Jurnal Ilmiah Ekonomi Vol 12, No 2: Desember 2017
Publisher : STIE Pelita Nusantara Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34152/fe.12.2.109-128

Abstract

PBV shows how far a company is able to create a company's value relative to the amount of capital invested. The higher the PBV ratio can be interpreted the more successful the company creates value for shareholders. The aim of this study to test Profitability, Capital Structure and Liquidity of its effect on Corporate Value on Listed Real Estate company in BEI Year 2012-2015. The sample used in this study is real estate companies listed on the Stock Exchange in 2012-2015 as many as 40 companies, so the number of samples 160. Data analysis techniques used are multiple regression with classical assumptions multicollinearity, autocorrelation, heteroskedastisitas and normality. The results showed that ROA and DER variables have a significant positive effect on PBV. While the CR variable has no significant negative effect on PBV. Adjusted r square value of 0.206 which means that the variable ROA, CR and DER able to explain the PBV of 20.6%.
PENGARUH MAKROEKONOMI TERHADAP RETURN SAHAM PADA PERUSAHAAN PERBANKAN Amalia Nur Chasanah
Fokus Ekonomi : Jurnal Ilmiah Ekonomi Vol 16, No 1: Juni 2021
Publisher : STIE Pelita Nusantara Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34152/fe.16.1.111-122

Abstract

The economic condition of a country will affect the investment climate in that country. This study aims to determine the effect of macroeconomic variables on stock returns in banking companies in Indonesia. The macro variables used are inflation, interest rates, exchange rates and Gross Domestic Product (GDP). The sample used in this research is banking companies listed on the IDX in 2013-2019 with a sample size of 84. The data analysis technique used is multiple regression with the classical assumptions of multicollinearity, autocorrelation, heteroscedasticity and normality. The results showed that the inflation variable, interest rate and exchange rate had a significant negative effect on stock returns. Meanwhile, the GDP variable does not have a significant negative effect on stock returns. The adjusted r square value is 0.137 which means that the variables of inflation, interest rates, exchange rates and GDP are able to explain stock returns of 13.7%, while the rest is explained by other variables not in this study.
PENGARUH FAKTOR – FAKTOR DALAM PERSPEKTIF FRAUD TRIANGLE TERHADAP KECURANGAN PELAPORAN KEUANGAN (Studi Empiris pada Perusahaan yang Terdaftar di Bursa Efek Indonesia Tahun 2016 – 2019) Ratna Herawati; Amalia Nur Chasanah; Masitha Fahmi Wardani; Risanda Alirastra Budiantoro
BISECER (Business Economic Entrepreneurship) Vol 5, No 1 (2022): Januari 2022
Publisher : Universitas Darul Ulum Islamic Centre Sudirman GUPPI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61689/bisecer.v5i1.294

Abstract

This study empirically examines the effectiveness of Cressey’s (1953) fraud risk factor framework adopted in SAS No. 99 in detection of financial statement fraud. According to Cressey’s theory pressure, opportunity and rationalization are always present in fraud situations. The variables of the fraud triangle used is pressure proxied by ACHANGE, FREEC, and FINANCE, opportunity proxied by BDOUT, TRN, and CEO_TRN, rationalization proxied by AUDSWITCH. This population of study was company listed on the Stock Exchange, and then the samples were taken by purposive sampling criteria the company’s corporate criteria sanctioned from Otoritas Jasa Keuangan. The total sample of 106 companies that the company is comprised of 49 companies that commit fraud financial reporting and 57 companies that are not financial reporting fraud by the similarity of firms in the industry, the year and the amount of total assets of the company. This study uses logistic regression statistical. The results of this study indicate that the opportunities proxied by TRN and CEO_TRN, rationalization proxied by AUDSWITCH effect on financial statement fraud and pressure are proxied by ACHANGE, FREEC, FINANCE and opportunities proxied by BDOUT no effect on financial statement fraud.
Co-Authors Abdillah, Mirza Farhan Adilla Kustya Ulfa Adrianno, Dunga AGUNG SEDAYU Almira Santi Samasta Amallita, Chansa Anak Agung Istri Sri Wiadnyani Anggita Arsyikirani ARIANTI, RISMA Ariati Anomsari Ariati Anomsari Arta, Insyika Ananda Aryanto, Vincent Didiek Wiet Azizah, Annis Nur Bachtiar, Dava Tri Agutama Charis Masduki Choirul Huda Arifa Faiz, Devan Daniel Kartika Adhi Dava Tri Agutama Bachtiar Dian Indriana Hapsari Dian Prawitasari Diana Aqmala Diana Puspitasari Diana Puspitasari Diana Puspitasari Dicky Setiawan Dinda Regina Nofiar Dwi Eko Waluyo Fahmi Wardhani, Masitha Fatah Nur Abdul Aziz Febrianur Ibnu Fitroh Sukono Putra Fery Riyanto Fitriani, Itsna Rahma Foza Hadyu Hasanatina Halimah Pudyastuti Hartono , Soraya Farahdilla Dwi Ibrahim, Nor Fauziana Ida Farida Ida Farida Judea Pearl Kurniawan, Yoga Rizky Kusuma, Pradana Jati Lenni Yovita Lenni Yovita Lenni Yovita Luky Indra Mustofa Made Gede Wirakusuma Mahmud Mahmud Mahmud Maria Safitri Marlyen Honestya Safeta Marsela, Neni Mashita Fahmi Wardhani Masitha Fahmi Wardani Masitha Fahmi Wardani Masitha Fahmi Wardhani Mila Elmeida Mila Sartika Mochammad Eric Suryakencana Wibowo Mudinillah, Adam Muhammad Ikhsan Anugrah Neili Winda Saharani Nisriinaa Rifqi Larasati Nora Idiawati Oktoriza, Linda Ayu Perdana, Tito Aditya Piji Pakarti Pratama, Annisa Salsabilah Prawitasari, Dian Purusa, Nanda Adhi Purwatingsih, Aris Puji Putra , Febrianur Ibnu Fitroh Sukono Raihan Vito Savero Ratna Herawati Ratna Herawati Ratna Wardani Risanda Alirastra Budiantoro Ristanto, Hesti Riyono, Riyono Rizky Aurinaya, Angelia Roymon Panjaitan Rudi Kurniawan Rudi Kurniawan Sabtarini Kusumaningsih Safitri, Maria Samasta, Almira Santi Sania Dinda Awalia Shintia Apriliana Sih Darmi Astuti Suhita Whini Setyahuni Susilowati, MG Westri Kekalih Sylvia Widiastuti Tito Wira Eka Suryawijaya  Tri Esti Rahayuningtyas Usman Usman Vicky Oktavia Vicky Oktavia Whini Setyahuni, Suhita Widhi, Oktavandi Widya Anggraini Widyatmoko Widyatmoko Wikan Isthika Yamisah, Inka Afri Yohan Wismantoro