Figure 5 Note. Significance of the path estimates are shown in parentheses (critical ratio). *p < .05,
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Prior Negative Experience and its C onsequences commerce (Sheehan and Hoy 1999; Cho and Cheon 2004). Scale Reliability and EFA Results Note, C FIP = Concern for Information Privacy. Variance Explained = Extraction sums of squared loadings of principal axis factoring. N = 403. Note. RMSEA: root mean square error of approximation, G FI: goodness of fit index, TLI: the Tucker-Lewis index or NNFI: non-normed fit index, CFI: comparative fit index. * p <.01.N = 403. Fit Indices for Six Research Models Note. Significance of the path estimates are shown in parentheses (critical ratio). *p < .05 Note. Significance of the path estimates are shown in parentheses (critical ratio). *p < .05, Structural Equation Model 6 with Standardized Path Estimates FIGURE 7
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