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5. CONCLUSION Table 4 Regression analysis related to Conventional Banks and Islamic Banks In this study, we compared both conventional and Islamic banks performance, primarily keeping conventional banks aside, the Islamic banking system established there norms and standards with the exclusion of bank rate and the hypothetical market trend. The aim of the research is pretty significant in the view that both the banking system have their realities. They both system are facing ups and downs in the current banking environment of Pakistan. However, the most essential aspect of the study is not merely concluded that which banking system is better performing in Pakistan after comparing financial ratios and regression analysis. Moreover, this study allows investors to think and analyze specifically that which system is best for them. The two different banking systems have differences in their ways and approaches to get market share and enhanced the value and worth of shareholders. Primarily, this study highlighted the historical background of both approaches and their effective aspects in details. It is also concluded after covering the aspects and multiple dimension that conventional banks are also observing the worth of the Islamic banking system, therefore, they are converting conventional branches into Islamic banks and even launching many new branches that are based

Table 4 5. CONCLUSION Table 4 Regression analysis related to Conventional Banks and Islamic Banks In this study, we compared both conventional and Islamic banks performance, primarily keeping conventional banks aside, the Islamic banking system established there norms and standards with the exclusion of bank rate and the hypothetical market trend. The aim of the research is pretty significant in the view that both the banking system have their realities. They both system are facing ups and downs in the current banking environment of Pakistan. However, the most essential aspect of the study is not merely concluded that which banking system is better performing in Pakistan after comparing financial ratios and regression analysis. Moreover, this study allows investors to think and analyze specifically that which system is best for them. The two different banking systems have differences in their ways and approaches to get market share and enhanced the value and worth of shareholders. Primarily, this study highlighted the historical background of both approaches and their effective aspects in details. It is also concluded after covering the aspects and multiple dimension that conventional banks are also observing the worth of the Islamic banking system, therefore, they are converting conventional branches into Islamic banks and even launching many new branches that are based

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Table 2 Correlation concerning Islamic Bank 4.2 The Correlation Concerning Conventional Banks Likewise, the correlation has been applied to Conventional banks. Results highlighted that there is a strong negative relationship between (ROE) & (ROA) as dependent variables with the (EQR) earning quality ratio as an independent variable, it means by increasing in earning quality ratio will decrease the profitability of the conventional banks. However, there is a very weak positive relationship between dependent variables of profitability such as (ROE) and (ROA) with independent variables (MQR), (CAR), and LQR. It means by increasing the independent variables would be a reason for slightly increase profitability. In last, there is a weak negative relationship between dependent variables of the study and the number of independent variables (LQR) and (AQR), which means there is an inverse relationship between both of them, by increasing the independent variable may decrease the ratio of profitability. Following table-xxx is given below for presenting details of the above discussion While there is a perfect negative relationship between the dependent variables (ROE) and (ROA) with the independent variable (EQR) earning quality ratio which means by increasing in earning quality ratio may decrease the profitability. In the last there is a weak positive relationship between dependent variables of profitability (ROE) and (ROA) with independent variable (LQR) liquid quality ratio, which means by increasing in liquid equality ratio may increase in profitability. Following table-xxx is given below for presenting details of the above discussion.
Table 2 Correlation concerning Islamic Bank 4.2 The Correlation Concerning Conventional Banks Likewise, the correlation has been applied to Conventional banks. Results highlighted that there is a strong negative relationship between (ROE) & (ROA) as dependent variables with the (EQR) earning quality ratio as an independent variable, it means by increasing in earning quality ratio will decrease the profitability of the conventional banks. However, there is a very weak positive relationship between dependent variables of profitability such as (ROE) and (ROA) with independent variables (MQR), (CAR), and LQR. It means by increasing the independent variables would be a reason for slightly increase profitability. In last, there is a weak negative relationship between dependent variables of the study and the number of independent variables (LQR) and (AQR), which means there is an inverse relationship between both of them, by increasing the independent variable may decrease the ratio of profitability. Following table-xxx is given below for presenting details of the above discussion While there is a perfect negative relationship between the dependent variables (ROE) and (ROA) with the independent variable (EQR) earning quality ratio which means by increasing in earning quality ratio may decrease the profitability. In the last there is a weak positive relationship between dependent variables of profitability (ROE) and (ROA) with independent variable (LQR) liquid quality ratio, which means by increasing in liquid equality ratio may increase in profitability. Following table-xxx is given below for presenting details of the above discussion.
Table 3 The correlation concerning Conventional Banks
Table 3 The correlation concerning Conventional Banks
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Islamic banksReturn on EquityConventional banks
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