Papers by Abubakar Muhammad
The study analyses an impact relationship of Information and Communication Technology (ICT) on Ba... more The study analyses an impact relationship of Information and Communication Technology (ICT) on Bank Performance and Economic Growth in Nigeria. The study obtained an annual data of selected commercial banks in Nigeria for an 11 years period i.e. 2001-2011. The data comprises of net profit, total assets, total equity, ATM machines including e-banking services of the stated banks. The ordinary least squares (OLS), among the commonly used models in analysing panel data were used. Results of the study reveals that the use of ICT, from random effects model, does not improve bank performance in the Nigerian commercial banks. However, increased profitability, total equity showed significant relationships between bank performance and hence economic growth in the country. Similarly, a positive influence on bank performance is also revealed but is not statistically significant. The conclusion draws is that improved investment in ICT equipment does not improve bank performance. Rather relevant policies which could boost bank performance in term of profitability, capitalisation and consolidation should be pursued which are also the main determinants of economic growth.
European Scientific Journal, Jan 31, 2014
The study analyses an impact relationship of Information and Communication Technology (ICT) on Ba... more The study analyses an impact relationship of Information and Communication Technology (ICT) on Bank Performance and Economic Growth in Nigeria. The study obtained an annual data of selected commercial banks in Nigeria for an 11 years period i.e. 2001-2011. The data comprises of net profit, total assets, total equity, ATM machines including e-banking services of the stated banks. The ordinary least squares (OLS), among the commonly used models in analysing panel data were used. Results of the study reveals that the use of ICT, from random effects model, does not improve bank performance in the Nigerian commercial banks. However, increased profitability, total equity showed significant relationships between bank performance and hence economic growth in the country. Similarly, a positive influence on bank performance is also revealed but is not statistically significant. The conclusion draws is that improved investment in ICT equipment does not improve bank performance. Rather relevant policies which could boost bank performance in term of profitability, capitalisation and consolidation should be pursued which are also the main determinants of economic growth.
Moringa oleifera Lam. (M. oleifera) from the monogeneric family Moringaceae is found in tropical ... more Moringa oleifera Lam. (M. oleifera) from the monogeneric family Moringaceae is found in tropical and subtropical countries. The present study was aimed at exploring the in vitro wound healing potential of M. oleifera and identification of active compounds that may be responsible for its wound healing action. The study included cell viability, proliferation, and wound scratch test assays. Different solvent crude extracts were screened, and the most active crude extract was further subjected to differential bioguided fractionation. Fractions were also screened and most active aqueous fraction was finally obtained for further investigation. HPLC and LC-MS/MS analysis were used for identification and confirmation of bioactive compounds. The results of our study demonstrated that aqueous fraction of M. oleifera significantly enhanced proliferation and viability as well as migration of human dermal fibroblast (HDF) cells compared to the untreated control and other fractions. The HPLC and LC-MS/MS studies revealed kaempferol and quercetin compounds in the crude methanolic extract and a major bioactive compound Vicenin-2 was identified in the bioactive aqueous fraction which was confirmed with standard Vicenin-2 using HPLC and UV spectroscopic methods. These findings suggest that bioactive fraction of M. oleifera containing Vicenin-2 compound may enhance faster wound healing in vitro.
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Papers by Abubakar Muhammad